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It is a scam< they just want your info. They say it is Regions Bank, but then they break the law and ask for my FULL social security number. That is against the law, and if a person has an account with them(I do not) all they can verify is your last four, birth date, address, and any security questions you set up with them. I look up the numbers online first and I keep a can of compressed air with an attachable air horn, and I bust ear drums when people do this to me. They think we can't get to them. My relative is a FBI agent and this is what he has instructed me to do, screen your calls, look up number online, if it's fraud blast them. Fraud is the second biggest crime in America and the largest growing in the world, protect yourself!