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this company said i took out a payday loan from "payday loans and more". Payday loans/more is located in MS and not a corporation that does online lending. The "litigator" tried to get me to "settle" and give them money right away. When I refused and said I would research it on my own he rudely told me "Well I'll mark that you want a court date you'll remember then!" I'm in CA, there's no way I could have taken that "loan" out. They also threatened a restraining order, wage garnish etc. They also said I'd be subpoenaed and asked if i had already. This company is committing fraud. When they call, it comes as "restricted" or private