{"id":27340,"date":"2024-04-24T13:16:38","date_gmt":"2024-04-24T21:16:38","guid":{"rendered":"https:\/\/www.spokeo.com\/compass\/?p=27340"},"modified":"2024-04-16T13:21:47","modified_gmt":"2024-04-16T21:21:47","slug":"punishment-for-identity-theft","status":"publish","type":"post","link":"https:\/\/www.spokeo.com\/compass\/punishment-for-identity-theft\/","title":{"rendered":"What Is the Punishment for Identity Theft?"},"content":{"rendered":"\n<p>It\u2019s a sickening feeling.\u00a0 Discovering that your personal details have been stolen and used for fraud leaves a victim feeling exposed and violated.\u00a0 Sadly, identity theft is all too common.\u00a0 More than <a href=\"https:\/\/fortunly.com\/statistics\/identity-theft-statistics\/#gref\" target=\"_blank\" rel=\"noreferrer noopener\">15 million Americans a year<\/a> fall victim, although the number who actually report the crime to the Federal Trade Commission (FTC) is much less, at <a href=\"https:\/\/www.ftc.gov\/system\/files\/ftc_gov\/pdf\/CSN-Annual-Data-Book-2023.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">just over 1 million in 2023<\/a>.\u00a0 Rebuilding your credit score, finances and personal sense of security after identity theft takes time, but knowing that the perpetrator has been caught and punished helps with closure.\u00a0 Here\u2019s the punishment for identity theft and how you can get justice if you\u2019re affected.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Are the Most Common Types of Identity Theft?<\/h2>\n\n\n\n<p>Identity theft can be targeted and personal, such as someone familiar to you taking advantage of the information you share freely to gain access to your credit card, bank or social security details, for example.\u00a0 That person could be an opportunist friend or family member or a professional <a href=\"https:\/\/www.spokeo.com\/compass\/how-to-outsmart-a-romance-scammer\/\" target=\"_blank\" rel=\"noreferrer noopener\">romance scammer<\/a>.\u00a0<\/p>\n\n\n\n<p>Alternatively, the identity thief could be a stranger in a foreign land working for a scam team looking to cause you to divulge sensitive information that they can use to either gain direct access to your existing financial accounts or to open new credit lines in your name.\u00a0 Increasingly, scammers are targeting the older population, who are less likely to stay up to date with security, and those who are most <a href=\"https:\/\/www.spokeo.com\/compass\/reasons-to-delete-social-media\/\" target=\"_blank\" rel=\"noreferrer noopener\">active on social media<\/a>, many of whom unwittingly share tempting information for fraudsters.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Information Do You Need To Catch a Thief?<\/h2>\n\n\n\n<p>If any statistic should alert you to the dangers of identity theft, it\u2019s that <a href=\"https:\/\/scambusters.org\/identitythieves.html\" target=\"_blank\" rel=\"noreferrer noopener\">85% of victims <\/a>don\u2019t actually realize they\u2019ve been scammed for up to a year.\u00a0 That\u2019s why it\u2019s important to be on your guard and proactive, and to <a href=\"https:\/\/www.spokeo.com\/compass\/how-to-check-for-identity-theft\/\" target=\"_blank\" rel=\"noreferrer noopener\">check for identity theft<\/a> regularly:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check your credit reports for entries you don\u2019t recognize.<\/li>\n\n\n\n<li>Check your bank statements for unauthorized payments.<\/li>\n\n\n\n<li>Be suspicious if any bills stop arriving at the regular time.<\/li>\n\n\n\n<li>Use a credit monitoring service to raise the alarm at suspicious activity.<\/li>\n<\/ul>\n\n\n\n<p>The <a href=\"https:\/\/www.consumer.ftc.gov\/articles\/what-know-about-identity-theft\" target=\"_blank\" rel=\"noreferrer noopener\">FTC has a full list<\/a> of measures you should take, and it\u2019s to them you should <a href=\"http:\/\/identitytheft.gov\" target=\"_blank\" rel=\"noreferrer noopener\">make a report<\/a> as soon as you suspect someone has stolen your identity.\u00a0 You should also file a report with your local police department, place a fraud alert on your credit report, and contact any of the companies named in your statements.\u00a0 Note that the person does not have to commit fraud to break the law.\u00a0 They only need to steal your identity with the <a href=\"https:\/\/www.criminaldefenselawyer.com\/crime-penalties\/federal\/identity-theft.htm\" target=\"_blank\" rel=\"noreferrer noopener\">intent of committing fraud<\/a>.\u00a0 Either way, you will have difficulty getting your money back until you have filed a police report.\u00a0<\/p>\n\n\n\n<p>Sometimes you may <a href=\"https:\/\/helpcenter.idtheftcenter.org\/s\/article\/WHEN-YOU-PERSONALLY-KNOW-THE-IDENTITY-THIEF-WHAT-ARE-YOUR-OPTIONS-WHEN-YOU-KNOW-THE-IMPOSTER\" target=\"_blank\" rel=\"noreferrer noopener\">personally know the identity thief<\/a>.\u00a0 It could be a co-worker or family member, and there may be issues of gambling, debt or drug addiction involved as a motive.\u00a0 However tempting it might be to \u201ckeep it in the family\u201d and pay the debt, this can seriously impact your credit score and the debt will stay on your credit report for seven years.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Tools Does Law Enforcement Have?<\/h2>\n\n\n\n<p>A professional fraudster can steal thousands of identities in a single attack.&nbsp; Criminals know that the police do not have the time or resources to follow up on every incident, particularly when the fraudster is outside U.S. jurisdiction.&nbsp; That\u2019s why most identity thieves are never caught, especially when they operate on the dark web.&nbsp;<\/p>\n\n\n\n<p>If you\u2019re a victim, you may have to do some of the detective work yourself, either by hiring a private investigator or lawyer, or using a company that specializes in documenting digital access.&nbsp; Once you have a name or physical address, the police can move in and make an arrest.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Happens When the Police Find Them?<\/h2>\n\n\n\n<p>Once you have reported identity theft to the police, you have <a href=\"https:\/\/www.identitytheft.gov\/#\/Know-Your-Rights\" target=\"_blank\" rel=\"noreferrer noopener\">several important rights<\/a> to make use of as part of your recovery plan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Place a one-year fraud alert on your credit report.<\/li>\n\n\n\n<li>Get free copies of your credit report.<\/li>\n\n\n\n<li>Get fraudulent information removed from your report.<\/li>\n\n\n\n<li>Get copies of documents relating to fraud.<\/li>\n\n\n\n<li>Stop debt collectors contacting you.<\/li>\n<\/ul>\n\n\n\n<p>It may take months for the case to come to court, so don\u2019t wait for the wheels of the legal system to turn to start your own journey back to normality.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Are the Potential Punishments?<\/h2>\n\n\n\n<p>The closest we come to a single \u201cidentity theft\u201d law is the 1998 Identity Theft and Assumption Deterrence Act.\u00a0 This key piece of legislation establishes that knowing or transferring someone\u2019s identity without authority constitutes a violation of federal law and a felony under state law.\u00a0 Identity theft is a serious crime that is punishable by up to 15 years in prison.\u00a0 Each state has its own sentencing guidelines, and some go so far as <a href=\"https:\/\/www.ncsl.org\/research\/financial-services-and-commerce\/identity-theft-state-statutes.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">financial restitution or forfeiture<\/a>.\u00a0 Sentences go even higher (up to 30 years) where prosecutors bundle identity theft with mail fraud, wire fraud, computer fraud or credit card fraud.\u00a0<\/p>\n\n\n\n<p>Ultimately, the <a href=\"https:\/\/www.ftc.gov\/node\/119459\" target=\"_blank\" rel=\"noreferrer noopener\">sentencing guidelines<\/a> factor in the number of victims, the number of falsified documents, the scale of inconvenience and the overall financial loss.\u00a0 Whatever the scale, identity theft often feels devastating to the victim.\u00a0 Securing your identity in advance is the strongest defense.\u00a0 Use Spokeo\u2019s suite of powerful tools to check what personally identifiable information about you is available online.\u00a0 A quick reverse lookup using an <a href=\"https:\/\/www.spokeo.com\/email-search\" target=\"_blank\" rel=\"noreferrer noopener\">email address<\/a>, <a href=\"https:\/\/www.spokeo.com\/people-search\" target=\"_blank\" rel=\"noreferrer noopener\">name<\/a>, <a href=\"https:\/\/www.spokeo.com\/reverse-phone-lookup\" target=\"_blank\" rel=\"noreferrer noopener\">phone number<\/a> or <a href=\"https:\/\/www.spokeo.com\/reverse-address-search\" target=\"_blank\" rel=\"noreferrer noopener\">address<\/a> can confirm if someone is who they say they are and give you insight into the person.\u00a0<\/p>\n\n\n\n<p><span style=\"text-decoration: underline;\">References<\/span><\/p>\n\n\n\n<p>Fortunly \u2014 <a href=\"https:\/\/fortunly.com\/statistics\/identity-theft-statistics\/#gref\" target=\"_blank\" rel=\"noreferrer noopener\">20 Worrying Identity Theft Statistics for 2022<\/a><\/p>\n\n\n\n<p>AARP \u2014 <a href=\"https:\/\/www.aarp.org\/money\/scams-fraud\/info-2021\/ftc-fraud-report-identity-theft-pandemic.html\" target=\"_blank\" rel=\"noreferrer noopener\">Identity Theft Cases Doubled From 2019 to 2020, FTC Says<\/a><\/p>\n\n\n\n<p>Department of Justice \u2014 <a href=\"https:\/\/www.justice.gov\/criminal-fraud\/identity-theft\/identity-theft-and-identity-fraud\" target=\"_blank\" rel=\"noreferrer noopener\">Identity Theft<\/a><\/p>\n\n\n\n<p>FTC \u2014 <a href=\"https:\/\/www.ftc.gov\/node\/119459\" target=\"_blank\" rel=\"noreferrer noopener\">Identity Theft and Assumption Deterrence Act<\/a><\/p>\n\n\n\n<p>FTC &#8211; <a href=\"https:\/\/www.ftc.gov\/system\/files\/ftc_gov\/pdf\/CSN-Annual-Data-Book-2023.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">CSN Annual Data Book 2023<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re the victim of identity theft, the experience can be devastating.  Part of bouncing back is knowing that the identity thief is punished.  Here\u2019s a breakdown of the punishment for identity theft when fraudsters meet law enforcement.<\/p>\n","protected":false},"author":134,"featured_media":27343,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[810],"tags":[],"class_list":["post-27340","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-identity"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is the Punishment for Identity Theft? | Spokeo<\/title>\n<meta name=\"description\" content=\"If you\u2019re the victim of identity theft, the experience can be devastating. 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