Unlike other crimes, it's possible to be a victim of identity theft and not even know it until it's too late. With Spokeo Protect you'll find out before you experience any of the warning signs.
What Criminals Do with Your Identity
Criminals commit identity theft when they use your information for personal gain. Thieves often use the stolen info to open new credit accounts, file fake tax returns, or get medical services. These acts can damage your credit and your good reputation.
Identity Theft Happens Where You Least Expect It
Identity thieves will go to any lengths to steal your information. They'll fill out change-of-address forms to forward your personally identifying mail, "skim" your credit card at an ATM — even dig through your trash in search of financial statements.
It May Already Be Happening to You
If your credit score changes unexpectedly or you receive surprise collection calls, identity theft may already be happening to you. Spokeo Protect gives you instant access to certified fraud resolution specialists and insurance up to $1 million.
It Affects Families & Loved Ones
Once thieves have your information, they often target your closest personal relationships. Criminals can use your stolen information to prey on older parents, children, spouses — all your connections.
֯* A summary of $1 million identity theft insurance benefits is available here.
֯** A summary of $25,000 identity theft insurance benefits is available here.
Why do I need identity theft protection?
Keeping an eye on the hundreds of attack vectors used by identity thieves is an impossible task for any person. Spokeo Protect acts as a critical early warning system that will alert you to compromised personal information weeks or months before you’d see the effects of the theft on your credit report, allowing you to take fast action to prevent the damage from occurring in the first place.
Is a credit freeze sufficient to protect me from identity theft?
Credit freezes don’t provide absolute protection against identity theft — there are still several ways criminals can navigate around them to use your identity for personal gain. For example, a freeze (or credit lock) won’t prevent companies from extending pre approved offers to you based on your prior credit. Scammers can use those offers to open new accounts, even when your credit is frozen.
Am I already protected from identity theft by my bank or credit card company?
When it comes to identity protection financial institutions and credit card companies are not always equipped to provide the level of security, technology and theft resolution as Spokeo Protect. Identity thieves will target virtually any valuable that is tied to your personal information and our identity technology and anti-fraud suite are crafted to fight the widest range of attacks while offering you best-in-class support to restore your identity should problems arise.